@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&display=swap');
:root{--navy:#101d32;--deep:#0b1525;--gray:#eff0f2;--muted:#626a76;--red:#bd3440;--line:#d0d4db;--pad:clamp(24px,6vw,100px);--sans:'DM Sans',Arial,sans-serif;--serif:Georgia,'Times New Roman',serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:30px}body{margin:0;background:#fff;color:var(--navy);font:17px/1.75 var(--sans)}a{color:inherit;text-decoration:none}button{font:inherit}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--red);outline-offset:6px}h1,h2,h3,p,figure{margin:0}h1,h2{font-family:var(--serif);font-weight:400;line-height:1.12;letter-spacing:-.045em}h2{font-size:clamp(40px,4.5vw,66px)}h3{font-weight:500;line-height:1.25;letter-spacing:-.025em}em{font-weight:400}img{display:block;max-width:100%}.skip-link{position:fixed;top:10px;left:10px;z-index:100;background:white;padding:12px;transform:translateY(-160%)}.skip-link:focus{transform:none}
.site-header{min-height:164px;display:flex;align-items:center;justify-content:space-between;gap:30px;padding:0 var(--pad);background:white;position:relative;z-index:10}.brand{display:inline-flex;line-height:1;flex-shrink:0}.brand-art{position:relative;display:block;width:15rem;aspect-ratio:376/213;overflow:hidden}.brand-logo{position:absolute;width:127.659575%;max-width:none;height:auto;left:-13.829787%;top:-14.084507%}.site-header nav{display:flex;align-items:center;gap:32px;font-size:14px}.site-header nav>a{position:relative;padding:12px 0}.site-header nav>a:after{content:'';position:absolute;height:2px;inset:auto 0 3px;background:var(--red);transform:scaleX(0);transform-origin:left;transition:transform .25s}.site-header nav>a:hover:after{transform:scaleX(1)}nav a span{color:var(--red);margin-left:10px;font-size:20px}.menu-toggle{display:none}
.hero{position:relative;overflow:hidden;background:var(--navy);color:white;min-height:700px;display:grid;grid-template-columns:.93fr 1.07fr;gap:6vw;align-items:center;padding:78px var(--pad) 100px}.hero:before{content:'';position:absolute;right:0;top:0;width:52%;height:100%;background:linear-gradient(135deg,transparent 50%,#18253a 50%);pointer-events:none}.hero:after{content:'';position:absolute;right:0;bottom:0;width:31%;height:5px;background:var(--red)}.hero-copy{position:relative;animation:entrance .9s ease-out both}.eyebrow,.section-label{font-size:11px;font-weight:500;letter-spacing:.15em;line-height:1.5;display:flex;gap:14px;align-items:center}.eyebrow{color:#c1c6cf;margin-bottom:29px}.eyebrow>span{height:2px;width:30px;background:var(--red)}.hero h1{font-size:clamp(55px,6.1vw,91px);line-height:1.04}.hero h1 em{font-size:.74em;letter-spacing:-.055em;display:block;margin-top:5px}.llc{font:400 16px var(--sans);letter-spacing:.22em;display:block;margin-top:21px;color:#b5beca}.hero-description{font-size:18px;line-height:1.7;color:#c4cbd6;margin:27px 0 24px}.text-link{font-size:13px;display:inline-flex;gap:45px;align-items:center;border-bottom:1px solid #5c6678;padding:9px 0}.text-link span{color:#f07b85;font-size:23px}.text-link:hover{border-color:#ee6371}.hero-art{position:relative;animation:art-enter 1.2s ease-out both}.art-frame{padding:10px;border:1px solid #637084;background:#192639;box-shadow:0 25px 70px #0004;transform:translateY(0);transition:transform .5s}.art-frame:hover{transform:translateY(-5px)}.art-frame img{width:100%;height:auto}.art-caption{display:flex;justify-content:space-between;gap:20px;font-size:10px;letter-spacing:.03em;color:#b0bbc9;padding-top:17px}.hero-bottom{position:absolute;left:var(--pad);right:var(--pad);bottom:27px;display:flex;justify-content:space-between;font-size:9px;letter-spacing:.15em;color:#9eacbf}
.section-pad{padding:98px var(--pad)}.section-label{color:var(--muted);margin-bottom:36px}.section-no{color:var(--red);letter-spacing:0}.section-label.light{color:#aeb8c8}.profile-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:9vw}.profile-name h2{font-size:clamp(44px,4.7vw,72px)}.red-period{color:var(--red)}.profile-name>p{font-size:15px;color:var(--muted);line-height:1.65;margin-top:21px}.signature-rule{height:2px;width:72px;background:var(--red);margin-top:36px}.bio p{font-size:17px;color:var(--muted);max-width:770px}.bio .bio-lead{font-size:22px;line-height:1.6;color:var(--navy)}.bio p+p{margin-top:22px}.perspective{background:var(--gray)}.perspective-heading{display:grid;grid-template-columns:1fr 1fr;gap:9vw;align-items:end;margin-bottom:48px}.perspective-heading>p{max-width:430px;color:var(--muted);font-size:18px;margin-bottom:7px}.perspective-topics{border-top:1px solid var(--line)}.topic{border-bottom:1px solid var(--line)}.topic summary{list-style:none;display:grid;grid-template-columns:62px 1fr 30px;gap:20px;align-items:center;padding:27px 0;cursor:pointer}.topic summary::-webkit-details-marker{display:none}.topic h3{font-size:27px}.topic-no{font-size:12px;color:var(--muted)}.topic[open] h3{color:var(--red)}.topic>p{max-width:950px;padding:0 45px 29px 82px;color:var(--muted)}.expand-icon{position:relative;width:25px;height:25px}.expand-icon:before,.expand-icon:after{position:absolute;content:'';background:var(--navy);height:1px;width:18px;left:3px;top:12px;transition:transform .25s}.expand-icon:after{transform:rotate(90deg)}.topic[open] .expand-icon:after{transform:none}
.carrier-section{background:var(--navy);color:#fff;position:relative}.carrier-section:before{position:absolute;content:'';top:0;left:var(--pad);height:4px;width:72px;background:var(--red)}.carrier-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:9vw}.case-kicker{font-size:11px;letter-spacing:.18em;color:#acb8c9;margin-bottom:20px}.carrier-copy>p{font-size:18px;line-height:1.8;color:#c0c9d7}.carrier-copy>p+p{margin-top:23px}.carrier-copy .case-note{font-size:12px;color:#9cabc0;border-top:1px solid #344259;padding-top:22px;margin-top:32px}.inspiration-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:9vw}.inspiration-grid h2{font-size:clamp(37px,4.5vw,64px)}.inspiration-grid>div>p{color:var(--muted);max-width:600px}.inspiration-grid .art-credit{font-size:12px;margin-top:25px}.art-credit a{display:inline-block;border-bottom:1px solid var(--line);margin-top:7px;color:var(--navy)}.art-credit a span{color:var(--red);margin-left:8px}.contact{background:var(--deep);color:#fff;padding-top:65px;padding-bottom:75px}.contact-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:9vw;align-items:center}.contact h2{font-size:46px}.contact-grid>div>p{font-size:13px;color:#adb9cc;margin-bottom:9px}.contact-grid a{font-size:22px;display:inline-block;border-bottom:1px solid #526078;padding-bottom:6px}.contact-grid a span{color:#ec7984;margin-left:32px}.contact-grid a:hover{border-color:#ec7984}
.site-footer{background:#fff;padding:43px var(--pad) 27px}.footer-main{display:flex;align-items:center;justify-content:space-between;gap:40px;padding-bottom:35px}.footer-main>p{font-size:14px;color:var(--muted);margin-right:auto;margin-left:30px}.back-top{font-size:12px;white-space:nowrap}.back-top span{margin-left:20px;color:var(--red);font-size:20px}.footer-legal{border-top:1px solid var(--line);padding-top:23px}.footer-legal>p{font-size:12px;line-height:1.8;color:var(--muted);max-width:930px}.footer-legal>p+p{margin-top:9px}.footer-legal>p a{text-decoration:underline;text-underline-offset:3px}.footer-legal>div{display:flex;justify-content:space-between;gap:25px;margin-top:24px;font-size:11px;color:var(--muted)}.reveal{transition:opacity .7s ease,transform .7s ease}.motion .reveal:not(.is-visible){opacity:0;transform:translateY(22px)}@keyframes entrance{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:none}}@keyframes art-enter{from{opacity:0;transform:translateY(25px)}to{opacity:1;transform:none}}
@media(min-width:1800px){.site-header,.hero,.section-pad,.site-footer{padding-left:max(var(--pad),calc((100vw - 1620px)/2));padding-right:max(var(--pad),calc((100vw - 1620px)/2))}}
@media(max-width:1050px){.site-header nav{gap:22px}.hero{gap:5vw;min-height:650px}.hero h1{font-size:65px}.hero-art{margin-top:25px}.art-caption{flex-direction:column;gap:1px}.profile-grid,.perspective-heading,.carrier-grid,.inspiration-grid,.contact-grid{gap:6vw}.section-pad{padding-top:76px;padding-bottom:76px}.bio .bio-lead{font-size:20px}.footer-main>p{margin-left:0}}
@media(max-width:760px){.site-header{min-height:144px;padding:12px 24px;gap:18px}.site-header .brand-art{width:13rem}.menu-toggle{display:flex;align-items:center;gap:14px;border:0;background:none;font-size:13px;padding:12px 0 12px 12px;color:var(--navy);cursor:pointer}.menu-lines{width:22px;height:12px;border-top:1.5px solid var(--navy);border-bottom:1.5px solid var(--navy);position:relative}.menu-toggle[aria-expanded=true] .menu-lines{height:0;border-bottom:0;transform:rotate(45deg)}.menu-toggle[aria-expanded=true] .menu-lines:after{content:'';width:22px;height:1.5px;background:var(--navy);position:absolute;left:0;top:-1px;transform:rotate(90deg)}.site-header nav{display:none;position:absolute;top:100%;left:0;right:0;background:white;box-shadow:0 14px 25px #0002;padding:15px 24px 25px;flex-direction:column;align-items:flex-start;gap:4px;font-size:16px}.site-header nav.is-open{display:flex}.site-header nav>a{width:100%}.hero{display:block;padding:52px 24px 81px;min-height:0}.hero h1{font-size:68px}.hero h1 em{font-size:.73em}.hero-description{font-size:17px;margin-top:25px}.eyebrow{font-size:10px;margin-bottom:25px}.hero-art{max-width:640px;margin-top:38px}.art-caption{flex-direction:row;font-size:9px}.hero-bottom{left:24px;right:24px;font-size:8px;letter-spacing:.08em;bottom:22px}.hero:before{width:90%}.section-pad{padding:60px 24px}.section-label{font-size:10px;margin-bottom:28px}.profile-grid,.perspective-heading,.carrier-grid,.inspiration-grid,.contact-grid{display:block}.profile-name h2{font-size:48px}.profile-name>p{font-size:14px;margin-top:16px}.signature-rule{margin-top:25px}.bio{margin-top:30px}.bio .bio-lead{font-size:20px}.bio p{font-size:16px}.bio p+p{margin-top:18px}.perspective h2,.carrier-grid h2{font-size:43px}.perspective-heading>p{font-size:16px;margin-top:25px}.perspective-heading{margin-bottom:30px}.topic summary{grid-template-columns:25px 1fr 25px;gap:12px;padding:25px 0}.topic h3{font-size:22px}.topic>p{font-size:16px;padding:0 0 25px 37px}.carrier-copy{margin-top:30px}.carrier-copy>p{font-size:16px}.case-kicker{font-size:10px}.carrier-copy .case-note{font-size:12px}.inspiration-grid h2{font-size:43px;margin-bottom:28px}.inspiration-grid>div>p{font-size:16px}.inspiration-grid .art-credit{font-size:12px}.contact h2{font-size:43px;margin-bottom:24px}.contact-grid a{font-size:21px}.contact-grid a span{margin-left:12px}.contact-grid>div>p{font-size:12px}.site-footer{padding:34px 24px 24px}.footer-main{flex-wrap:wrap;gap:23px;padding-bottom:27px}.footer-main>p{font-size:12px;max-width:170px;margin-left:auto;margin-right:0;text-align:right;line-height:1.5}.back-top{display:none}.footer-legal>div{flex-direction:column;gap:12px}.footer-legal>p{font-size:11px}}
@media(max-width:360px){.hero h1{font-size:58px}.hero-bottom>span:last-child{display:none}.profile-name h2{font-size:43px}.footer-main>p{max-width:120px}.art-caption{flex-direction:column}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}.motion .reveal:not(.is-visible){opacity:1;transform:none}}

.profile-portrait{width:min(100%,340px);margin-bottom:28px;border:1px solid var(--line);background:var(--gray)}.profile-portrait img{width:100%;height:auto}.profile-grid{align-items:start}@media(max-width:760px){.profile-portrait{width:min(100%,320px);margin-bottom:24px}}

.regulatory-bar{display:flex;justify-content:space-between;align-items:center;gap:20px;background:var(--gray);border-top:1px solid var(--line);padding:12px var(--pad);font-size:13px;line-height:1.6}.regulatory-bar a{text-decoration:underline;text-underline-offset:3px}.brokercheck-link{font-weight:600;white-space:nowrap}.brokercheck-link span{color:var(--red);margin-left:8px}.profile-name .profile-brokercheck{max-width:320px;font-size:14px;line-height:1.75;margin-top:27px}.profile-brokercheck a{color:var(--navy);text-decoration:underline;text-underline-offset:3px}.profile-brokercheck a span{color:var(--red)}.disclosure-links{display:flex;gap:24px;flex-wrap:wrap}.footer-legal>p{font-size:13px}.footer-legal>div{font-size:12px}@media(max-width:760px){.regulatory-bar{display:block;padding:12px 24px;font-size:12px}.brokercheck-link{display:block;margin-top:7px}.disclosure-links{gap:15px}.footer-legal>p{font-size:12px}}

/* Keep the supplied logo intact; frame away only its surrounding white space. */
.site-header .brand{margin-block:12px}
.footer-main .brand-art{width:14rem}
@media(min-width:761px) and (max-width:960px){
  .site-header{gap:16px;padding-left:32px;padding-right:32px}
  .site-header .brand-art{width:13rem}
  .site-header nav{gap:18px;font-size:13px}
}
@media(max-width:760px){
  .site-header .brand{margin-block:0}
  .footer-main{align-items:flex-start;flex-direction:column;gap:20px}
  .footer-main>p{margin:0;max-width:none;text-align:left;font-size:14px}
  .footer-main .brand-art{width:14rem}
}
@media(max-width:360px){
  .site-header{min-height:128px;padding-inline:20px;gap:12px}
  .site-header .brand-art{width:11rem}
  .menu-toggle{gap:10px;padding-left:0}
}

/* Finalis disclosure: readable paragraphs and wrapping regulatory links. */
.footer-legal>p+p{margin-top:1rem}.footer-legal .finalis-disclosure-links{font-weight:600;line-height:2}.finalis-disclosure-links>span{margin:0 .35em}

/* Provide direct access to the complete, always-visible site-wide disclosure footer. */
.regulatory-links{display:flex;flex-wrap:wrap;justify-content:flex-end;align-items:center;column-gap:1.5rem;row-gap:.5rem}.website-disclosures-link{white-space:nowrap}.footer-legal>h2{font:600 .875rem/1.5 var(--sans);letter-spacing:normal;color:var(--navy);margin:0 0 1rem}@media(max-width:760px){.regulatory-links{justify-content:flex-start;margin-top:.5rem}.regulatory-links .brokercheck-link{margin-top:0}}